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The truth about Asset Based Financing for Small Business

Business owners should not do math in their head.   Here is an example of dialogue regarding asset-based financing rates: Lender: “Your rate could be 2%/mo.” The business owner: “That’s 24%! My profit margin is only 20%! I would lose money by borrowing!”   Unfortunately, this knee-jerk reaction blinds them from understanding how it ACTUALLY […]

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Volunteering: helping others helps yourself

Volunteering is rewarding Recently, I finally got back to volunteering, which I have not done on a regular basis for years. I kept telling myself things like, “I don’t have time, so I will give money instead”, and “I will make up for it later in life when I have more free time.” I am […]

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Small business, bad credit – “it’s not you, it’s them”

When it comes to funding a small business using their Accounts Receivable as collateral, the credit strengths of the customers are more important than the borrower’s credit. The key to any asset-based funding is the strength of the assets; specifically the value and collectability of the collateral used to support the funding. The perceived quality […]

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John Seeley from Acrius Capital is on the panel of the Bar Association of San Francisco’s presentation: Distressed Financing Roundtable

John Seeley from Acrius Capital is on the panel of the Bar Association of San Francisco’s presentation: Distressed Financing Roundtable: Lending, DIP Financing & Cash Collateral on Tuesday, March 12, 2013 at 11:30am. We have a good panel that will discuss not only funding bankruptcies, but also alternatives to bankruptcy. You can use this link […]

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Three Things Every Entrepreneur Should Know before Starting a Business

Sometimes, entrepreneurs come up with a ‘game-changing’ business idea that will revolutionize the current industry. Other times, they are trying to improve on a current idea, by adding their own expertise. One characteristic that seems to overlap many start-ups is that the focus is on the idea or the product, with less emphasis on the […]

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Key service personnel for your start-up business

Congratulations on your start-up business!  You own your company, and you have exciting times ahead.  You are obviously confident of your product or service that you are selling to your customers, and I applaud your decision to go out on your own.  As a three-time business owner, I would offer this advice: there are key […]

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Ownership Succession within the Family

On March 28, 2011 there was an article in Yahoo! Finance titled, ‘Why I Fired My Father From the Family Business’ by Mitchell Kaneff. In this article, the author describes starting at the family company when he was fifteen, and after working there for seven years after college, his father made him president. However, as […]

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Beware low volume, high volatility stocks such as Groupon and LinkedIn

If you trade stocks on your own, beware low volume, high volatility stocks such as Groupon and LinkedIn. Large institutions can buy these stocks up in large volume, drastically increasing the share price due to the low volume of available shares. Then individual investors see the price increase and they want in on the action, […]

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